Payment integration and reconciliation software

Reliable payment integrationswithout becoming the payment company.

LipaZap designs and builds non-custodial payment workflows for marketplaces, vertical software companies, and emerging-market teams—from provider APIs and webhook hardening to reconciliation and operational dashboards.

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Software and implementation servicesNo custody or pooled fundsLicensed providers handle settlement

Provider layer

API events · webhooks · settlement files

LipaZap layer

states · retries · matching · exceptions

Operations layer

orders · dashboards · support · reports

Capabilities

Build the operational layer your provider does not.

Licensed providers move the money. LipaZap helps your product and operations teams understand what happened, recover when it fails, and reconcile the result.

Provider integrations

Design and implement payment-provider APIs, checkout orchestration, transaction states, and operational tooling.

Webhook reliability

Harden retries, idempotency, event normalization, failure recovery, and payment-status visibility.

Reconciliation systems

Match provider records to orders, surface exceptions, and give finance and support teams a usable audit trail.

Ways to work together

Start with a bounded problem.

No transformation theater. Begin with one integration, one failure-prone workflow, or one reconciliation gap and define a measurable outcome.

Integration audit

One week · fixed scope

A focused review of architecture, webhooks, ledger logic, failure modes, security boundaries, and reconciliation gaps.

Implementation sprint

Scoped project

Build or repair a provider integration, internal payment-operations layer, or reconciliation workflow.

Reliability support

Monthly retainer

Ongoing monitoring, incident analysis, provider-change support, and improvements to payment operations.

Non-custodial by design

Your provider moves the money. We build software around it.

Clients contract directly with their licensed payment providers and retain control of merchant accounts and settlement. LipaZap does not operate a wallet, pool funds, provide escrow, execute foreign exchange, or offer legal or regulatory advice.

Have a payment workflow that keeps breaking?

LipaZap is accepting a limited number of early design-partner engagements.

Discuss a project